Ink Business Unlimited ® Credit Card

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NEW CARDMEMBER OFFER

Earn $900 bonus cash back

after you spend $6,000 on purchases in the first 3 months after account opening.* Opens offer details overlay

At a glance

Earn unlimited 1.5% cash back rewards on every purchase

made for your business* Opens offer details overlay – with this no annual fee † Opens pricing and terms in new window credit card.

APR

0% intro APR for 12 months from account opening on purchases. † Opens pricing and terms in new window After that, 18.49 Min. of (8.50+9.99) and 29.99 %– 24.49 Min. of (8.50+15.99) and 29.99 % variable APR. † Opens pricing and terms in new window

ANNUAL FEE

Business Credit Card Rewards & Benefits

Earn $900 bonus cash back

after you spend $6,000 on purchases in the first 3 months after account opening.* Opens offer details overlay

Earn unlimited 1.5% cash back

Earn unlimited 1.5% Cash Back rewards on every purchase made for your business.* Opens offer details overlay

Intro APR

0% intro APR for 12 months from account opening on purchases. After that, 18.49 Min. of (8.50+9.99) and 29.99 %– 24.49 Min. of (8.50+15.99) and 29.99 % variable APR. † Opens pricing and terms in new window

Redeem for Cash Back rewards

Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards ® .* Opens offer details overlay

Employee cards at no additional cost

Employee cards let you set individual spending limits and help you earn rewards even faster.* Opens offer details overlay

Earn 5% cash back on Lyft rides

Earn a total of 5% cash back on Lyft rides through March 2025 with your Chase Ink Unlimited card. That's 3.5% in addition to the 1.5% you already earn on travel.* Opens offer details overlay

Explore Additional Business Card Rewards & Benefits

Employee cards at no additional cost

Employee cards let you set individual spending limits and help you earn rewards even faster.* Opens offer details overlay

Refer Business Owners

if you already have
any Chase Ink ® card!

Earn up to 200,000 points
per year

You can earn 20,000 bonus points for each business that gets approved for any Chase Ink ® Credit Card. Click the button below to start referring.

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Earn rewards on every purchase and put them right back into your business

Cash Back

Redeem for cash back as a statement credit to apply toward your balance, or get it directly deposited to most U.S. checking and savings accounts. There are no minimums to redeem your Cash Back rewards points.* Opens offer details overlay

Travel

Book your business travel through Chase Travel SM . Redeem for rental cars, hotel stays or fly any class on most major airlines with no restrictions or blackout dates on airfare.

Apple ® Ultimate Rewards Store

Boost office productivity with a technology refresh. Use your points to pay for all or part of your Apple purchases through Ultimate Rewards.* Opens offer details overlay

Gift Cards

Whether it's for yourself, your clients, or your employees – the choice of where to redeem your business rewards is yours. Chase offers over 150 of your favorite gift card brands including hotels, office supply stores, electronics and more.

Travel & purchase coverage

You're covered with
built-in benefits for
your business

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement for theft and collision damage for most cars in the U.S. and abroad. ^ Same page link to disclaimer

Travel and Emergency Assistance Services

If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. ^ Same page link to disclaimer (You will be responsible for the cost of any goods or services obtained.)

Roadside Dispatch

If you have a roadside emergency, call 1-800-847-2869 anytime to dispatch the help you need – anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card. ^ Same page link to disclaimer

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account. ^ Same page link to disclaimer

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less. ^ Same page link to disclaimer

^ Same page link to disclaimer reference These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Stay on top of your business

Manage your cash flow

Make payments using a business credit card to hold onto your money longer.

Build your business credit

As your business grows, you'll need access to more capital. With Ink, your business builds its own credit history.

Get insights into your business

Chase Ink ® gives you 24/7 access to view account details, quarterly reports, up to 24 months of statement details, and more.

Separate business and personal expenses

Easily track expenses and maintain records for tax reporting and other business needs. Integrate your Chase Ink ® credit card with bookkeeping software to simplify accounting.

Enjoy peace of mind

Chase helps keep your accounts safe with account alerts.* Opens offer details overlay Choose the alerts you want and how you'd like to receive them.

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Offer Details

Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisement. Review offer details before you apply.

$900 Cash Back After You Spend $6,000 On Purchases In The First 3 Months From Account Opening: You will receive 90,000 bonus points with this bonus offer, which can be redeemed for $900 cash back. To qualify and receive your bonus, you must make Purchases totaling $6,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for statement credit to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Cash Back And Points: Rewards Program Agreement: For more information about the Ink Business Unlimited rewards program, view the latest Rewards Program Agreement (PDF) Opens in a new window . We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com/ultimaterewards Opens in a new window .
Cash Back and Points: “Cash Back rewards” are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. You may simply see “Cash Back” in marketing materials when referring to the rewards you earn. You may also see, “points” or “Ultimate Rewards points” when referring to the points you can use. How you can earn points: You’ll earn points on purchases of products and services, minus returns or refunds, made with an Ink Business Unlimited credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1.5% Cash Back: You’ll earn 1.5% Cash Back rewards for each $1 spent. 5% total Cash Back on qualifying Lyft rides through 03/2025: You’ll earn an additional 3.5% Cash Back for each $1 spent when your card is used for qualifying Lyft products and services purchased through the Lyft mobile application through 03/31/2025. Qualifying Lyft products and services include rides taken in Classic, Shared, Lux, or XL modes; bike and scooter rides; and subscription and membership products. Purchase of gift cards, car rentals, vehicle service centers, miscellaneous fees and other Lyft products and services are excluded from this promotion. Future Lyft products or services may not be eligible for additional Cash Back. You may see “5% Cash Back rewards” in marketing materials to refer to the 3.5% Cash Back rewards earned in addition to the 1.5% Cash Back rewards earned on all purchases. The additional 3.5% Cash Back rewards will appear on your billing statement in a separate line from the 1.5% Cash Back rewards. Lyft is not responsible for the provision of, or the failure to provide, Chase benefits or services. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third parties. Redemption values for reward options may vary. Points expiration/losing points: Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.

Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the business are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the business, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the business has a relationship. You also represent that the business has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations. There is no charge from Chase, but message and data rates may apply.

AirPods, Apple, Apple TV, Apple Watch, HomePod, iMac, iPad, iPad Pro, iPhone, MacBook and MacBook Pro are registered trademarks of Apple Inc. All rights reserved.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Chase Ink Business Unlimited credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

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CHASE DOES NOT ENDORSE/GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS INCLUDING POSTS MADE BY EMPLOYEES/SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. SUBMISSIONS ARE NOT EDITED BY CHASE NOR DO THEY NECESSARILY REPRESENT/REFLECT THE VIEWS/OPINIONS OF CHASE. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME.

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